.headingtxt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	line-height: 19px;
	font-weight: bold;	
	letter-spacing: 0.02cm;
	padding-left: 36px;
	padding-right: 35px;
}
.bodytxt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
	line-height: 20px;
	letter-spacing: 0.01cm;
	padding: 4px 35px 0px 36px;
}
.bodytxt_bold {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
	font-weight: bold;
	line-height: 22px;
	letter-spacing: 0.01cm;
}
.subheading_txt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #004B89;
	font-weight: bold;
	line-height: 19px;
	letter-spacing: 0.01cm;
	padding: 4px 35px 0px 36px;
}
.bodytxtdotpoint {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	line-height: 21px;
	letter-spacing: 0.01cm;
	padding-left: 20px;
	padding-right: 15px;
}
.bodytxtsmall {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #999999;
	line-height: 21px;
	letter-spacing: 0.01cm;
	padding-left: 15px;
	padding-right: 15px;
}
ul.bullets {
	color:#004B89;
}
ul.bullets li {
	color:#004B89;
	list-style-type: disc;
	text-align: left;
	margin-left: 20px;
}
.content_bullets{
	margin: 0px;
	padding: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
	line-height: 20px;
	text-align: left;
	letter-spacing: 0.01cm;
}
ul.bullets_prac {
	color:#004B89;
}
ul.bullets_prac li {
	color:#004B89;
	list-style-type: disc;
	text-align: left;
	margin-left: 20px;
	margin-right: 35px;	
}
.content_bullets_prac{
	margin: 0px;
	padding: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
	line-height: 20px;
	text-align: left;
	letter-spacing: 0.01cm;
}
.content_bullets_2{
	margin: 0px;
	padding: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
	line-height: 20px;
	text-align: left;
	letter-spacing: 0.01cm;
}

.footertxt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #004E8C;
	padding-left: 17px;
}
.formtxt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
	padding: 5px 0px 0px 0px;
}

a:active {
font-family: Arial, Helvetica, sans-serif;
font-size: 10px;
color: #004E8C;
text-decoration: none;
}
a:link {
font-family: Arial, Helvetica, sans-serif;
font-size: 10px;
color: #004E8C;
text-decoration: none;
}
a:visited {
font-family: Arial, Helvetica, sans-serif;
font-size: 10px;
color: #004E8C;
text-decoration: none;
}
a:hover {
font-family: Arial, Helvetica, sans-serif;
font-size: 10px;
color: #1B315D;
text-decoration: underline;
}
a.links:active {
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 12px;
color: #004B89;
text-decoration: none;
}
a.links:link {
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 12px;
color: #004B89;
text-decoration: none;
}
a.links:visited {
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 12px;
color: #004B89;
text-decoration: none;
}
a.links:hover {
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 12px;
color: #004B89;
text-decoration: underline;
}
.menuItem {
	PADDING-RIGHT: 5px; PADDING-LEFT: 10px; PADDING-BOTTOM: 3px; FONT: 12px Arial, Helvetica, Verdana, 'sans-serif'; WIDTH: 205px; COLOR: #FFFFFF; PADDING-TOP: 2px; BACKGROUND-COLOR: #999999; TEXT-DECORATION: none
}
.menuItemOver {
	PADDING-RIGHT: 5px; PADDING-LEFT: 10px; PADDING-BOTTOM: 3px; FONT: 12px Arial, Helvetica, Verdana, 'sans-serif'; WIDTH: 205px; COLOR: #000000; PADDING-TOP: 2px; BACKGROUND-COLOR: #999999; TEXT-DECORATION: none
}

.body {
	margin-top: 20px;
	margin-left: 0px;
}
.parentColumn {
	height: 100%;
}
.bckImgLeft {
	background-image: url(images/nav_bkgd_middle.gif);
}
.bckImgMiddle {
	background-image: url(images/txt_bkgd_middle.gif);
}
